Digital Wallet Corporation Partners with Asia United Bank to Provide New Fintech Services to OFWs

Digital Wallet Corporation (DWC) solidifies its commitment to serve OFWs in Japan by partnering with one of the fastest growing universal banks in the Philippines, Asia United Bank (AUB). DWC has offered the now dubbed “most popular mobile remittance service in Japan.” More than 2 million migrants in Japan are now benefiting from this new remittance and payment service system that hit the market in June 2017. This remittance service offered by DWC under the Smiles Mobile Remittance brand has employed the latest technologies, such as FinTech, Artificial Intelligence, Robotics, digital wallet, mobile money and cloud technology, to make sending money and making payment safer, more efficient and easier than the traditional way.

Considered as the next big thing by modern-day movers and shakers such as Microsoft’s Bill Gates and Facebook’s Mark Zuckerberg, Quentin Fottrell of MarketWatch cited in 2017 that “artificial intelligence (AI) and automation is an area undergoing a seismic shift, just like computers did in the 1980s and plastics did 30 years before that, and how people around the world changed how to communicate and share information about themselves 10 years ago.”

SMILES Remittance is a Do-It-Yourself (DIY) service where customers can download the SMILES APP from Apple Store or Google Play, register and create remittance transactions after they have been approved as Classic or Premium members by the Digital Wallet Compliance and Operations Team.

According to Digital Wallet Corporation`s founder and president, Eiji Miyakawa, “We are pleased to deliver this brand-new service, which is not just fintech as we also envision to deliver connections that strengthen ties with family members and friends.  There is always a story behind sending money to families: various backgrounds, stories, wishes, and gratitude involved.  We are keen to deliver heart-warming emotions and appreciation together.  This service springs forth from our strong motivation to offer mobile-centric remittance service for global citizens living apart from family and friends.”

“We are thrilled to provide a simple, first-of-its-kind mobile-centric, secured, and value-for-money remittance service where our fellow overseas Filipino workers (OFWs) in Japan can benefit from their own transactions by earning recurring loyalty points, which could pay for their own future transactions,” according to DWC`s Executive Vice President, Alex R. Milan.

Asia United Bank (AUB) is one of the most profitable universal banks in the Philippines.  A reliable and fully automated banking corporation, it is one of the leaders in QR payments in the Philippines.  AUB’s GintongHatid Remittance Express service provides a variety of remittance services to transfer money to and from the Philippines.  The key advantages of its remittance system complement those of Smiles Mobile Remittance which include fast transaction processing, convenient delivery methods, its user-friendly online platform and its 24/7 remittance operations.

AUB President Manuel A. Gomez said: “After the launch of WeChat Pay, Alipay and UnionPay QR payment acceptance in the Philippines through the AUB PayMate facility, the partnership with Digital Wallet Corporation is an innovative avenue to accept a mobile-centric remittance service for Overseas Filipino Workers (OFWs) in Japan.”

Both DWC and AUB believe that OFWs deserve the most convenient service with the best exchange rates and most affordable fees. Truly, this kind of collaboration will bring smiles across the miles.

To learn more about SMILES Mobile Remittance, please visit the website at

About Digital Wallet Corporation

Head Office: 5th Floor, 1-15-12 Kudankita, Chiyoda-ku, Tokyo, Japan 102-0073

President and CEO: Eiji Miyakawa

Remittance License: Kanto Financial Bureau No. 0044


A digital wallet platform company providing e-wallet, digital marketing service, etc. based on AI and fintech. Offering B2B services such as Digital Value, ASP of mobile service, development, etc. to Logistics, Finance and local service providers.

About Asia United Bank

Head Office: Joy-Nostalg Center, 17 ADB Avenue, Ortigas Center, Pasig City, Philippines

President: Manuel A. Gomez

Universal Banking Status: Under MB Resolution No. 356 dated February 28, 2013



Asia United Bank Corporation (AUB) is among the very few banks that was granted a full-branch commercial bank license in 1997 and is operating until this day. In 2013, AUB joined the league of Philippine Banks that have become publicly listed and acquired universal banking status. 

Registered with the Securities and Exchange Commission (SEC) on October 3, 1997. It was granted the authority to operate as a commercial bank commenced operations on October 31, 1997. The universal banking license authorizes AUB, in addition to its general powers as a commercial bank, to exercise the powers of an investment house, including securities underwriting and trading, loan syndication, financial advisory, private placement of debt and equity securities, project finance and direct equity investment, and the power to invest in allied and non-allied enterprises, subject to regulatory caps on the amount of investment relative to the Bank’s capital and ownership percentage.

AUB began as a joint venture between a consortium of Filipino Industrialists (namely Jacinto L. Ng, Sr., Luis U. Ang and Jose S. Sandejas) and Taiwanese investment banks (namely China United Trust & Investment Corporation and China Development Industrial Bank). As of December 31, 2013, the Bank is now a publicly listed company with three principal/substantial stockholders: Republic Biscuit Corporation, Kuo Yu Philippines Holdings Corporation, and Lambda Holdings Corporation.